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Home & Contents
RACT home, contents and personal effects insurance includes all the standard features, such as cover for storm, fire and theft, along with many additional features that make us the leading home insurer in Tasmania. Cover for flood, unlimited cover for CDs and DVDs, the security of a safety net, and repairs guaranteed for life are just some of the many reasons to consider RACT Insurance for your home insurance needs.
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Our safety net home protection gives you the added protection of our 25% safety net, which assists you if the cost of repairs or rebuilding exceeds your sum insured.
You also get lifetime guarantee on home repairs, flood and storm damage cover, and if you are unable to reside in your home, temporary housing during repairs worth up to 10% of the sum insured.
You can also add your choice of options*, such as variable excess, accidental damage, storm damage to gates and fences, and damage to electric motors of appliances fixed to your home (e.g. heat pump, built-in dishwasher).
*some options incur an additional premium.
Contents
Features include unlimited cover for CDs and DVDs as a result of a listed event, unlimited household computer equipment included as part of your contents, as well as damage caused by power surges.
You can also add your choice of options*, such as variable excess, accidental damage and damage to electric motors (e.g. washing machine, fridge).
*some options incur an additional premium.
Personal Effects
Features include choice of unspecified or specified cover, cover for accidental loss or damage and cover available for mobile phones and laptops.
Please read the Home Insurance Product Disclosure Statement before you make any decision regarding these products.
Please view Home & Contents Insurance Product Disclosure Statement (292kb)Please view Home & Contents Valuation Guide (923kb)
