Personal Loans

RACT personal loans are highly competitive with low interest rates. They're available for just about any purpose. Choose a boat, holiday, a motorcycle, a caravan, home improvements or even debt consolidation, you name it! From cars to computers and everything in between.

low interest personal loan rates from 11.1*% p.a.
(comparison rate 11.47%^p.a.)

• Personal loan with competitive rates - Our rates are competitive, our fees are low and our service guarantees you the minimum of hassle.
• Fast loan approval - You can get fast over the phone approval. We also provide pre-approvals so that you can bargain to your best advantage, knowing exactly how much you have to spend.
• Once your application is approved - simply drop into your local RACT Branch, sign the documents and pick up your cheque. It's that easy. For your convenience we can also organise your settlement by mail. For most loans the money can be in your hands in as little as 24 hours.

*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. A comparison rate schedule is available at any RACT RACT acts as an agent for RACV only in relation to applications for, and the approval and funding of, RACT Loans and is not an agent of RACV for any other purpose.

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